Insurance by Industry
for Australian Businesses
Every trade carries its own risks. A restaurant worries about kitchen fire and food spoilage, a warehouse about stock and vehicles on site, a real estate agency about professional advice and trust money. Start with your industry group below. Where a business type has a page of its own, it is linked on its group card. If your trade is not listed, ask us. General cover types are explained in our business insurance range.
Industry groups
FRS groups the businesses it works with into thirteen industries. Each group page lists the business types inside it and the cover sections they usually need. Business types with a page of their own are linked on the card of their group.
Retail and Consumer Insurance
Retail business insurance for shops, chains, supermarkets, online stores, wholesalers and importers: stock, fit-out, theft, product liability and the income lost while closed.Retail Strip Shop InsuranceAsian Grocery Store and Supermarket Insurance
Hospitality and Tourism Insurance
Hospitality insurance for restaurants, cafes, bars, hotels, caterers, delivery businesses and food producers: kitchen fire, customer injury, liquor liability, spoilage and lost trade.Restaurant InsuranceCafe and Bakery InsuranceHotel and Hospitality Property InsuranceTakeaway Shop InsurancePub and Bar InsuranceShort Term Rental Insurance
Commercial and Industrial Property Insurance
Commercial and industrial property insurance for owners of offices, shopping centres, strip retail, warehouses, clinics, childcare centres and other let buildings: structure, loss of rent and liability.Warehouse Property InsuranceService Station and Convenience Store InsuranceLoss of Rent InsuranceShopping Centre InsuranceRooming House Insurance
Construction and Trades Insurance
Construction and trades insurance for builders, civil contractors, electricians, plumbers, HVAC, painters, roofers and project managers: contract works, liability, tools, plant and professional indemnity.Architect and Design InsurancePlumber and Electrician Insurance
Property and Real Estate Insurance
Property and real estate insurance for developers, commercial and residential property managers, real estate agencies, landlords and industrial property owners: buildings, rent, liability and advice.Property and Real Estate Agency Insurance
Manufacturing and Industrial Insurance
Manufacturing insurance for factories, food producers, fabricators, printers and workshops: plant and machinery, stock, products liability, recall and the production lost while a line is down.Food Manufacturing Insurance
Professional Services Insurance
Professional services insurance for accounting, legal, consulting, financial, IT, engineering, design, marketing and education businesses: professional indemnity, cyber, management liability and office cover.Financial Services Insurance
Health and Care Services Insurance
Health and care services insurance for medical clinics, mental health, aged care, supported residential services, disability support and allied health providers: treatment liability, client injury, data and premises.NDIS Provider InsuranceAged Care InsurancePsychologist InsurancePhysio Insurance
Events and Entertainment Insurance
Event insurance for event management, exhibitions and conferences, entertainment and performance, sports and fitness businesses and wedding services: crowds, cancellation, equipment, venues and staff.Personal Trainer and Gym Insurance
Transport and Automotive Insurance
Transport and automotive insurance for repair workshops, car dealerships, rental and ride share operators, fleet operators and aviation and marine services: vehicles, customers' vehicles, premises and liability.Rideshare InsuranceTruck Insurance
Community, Education and Public Sector Insurance
Community services insurance for government contractors, not-for-profit organisations, community service providers, schools and education providers: liability for the people you serve, volunteers, buildings, data and the committee.Childcare Centre and Kindergarten Insurance
High Value and Complex Business Insurance
Complex business insurance for high net worth businesses, multi-entity corporate groups, multinational operations and high value asset holders: one program across every entity, site and jurisdiction.Renewable Energy InsuranceFarm Insurance