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Insurance Details
Personal Pleasure Craft Insurance is designed to protect privately owned recreational watercraft against financial loss arising from accidents, damage, theft, and legal liability.
It provides financial protection for the vessel, onboard equipment, and third-party liability, helping owners enjoy boating and water activities with confidence and peace of mind.
Whether you own a yacht, motorboat, jet ski, or sailboat used for personal leisure, Personal Pleasure Craft Insurance is a fundamental protection for recreational vessel owners in Australia.
Cover Sections / Benefits Covered
Q&A – Common Questions
Insurance is not compulsory for all pleasure craft, but third-party liability insurance is often required by marinas, clubs, or waterways authorities.
No. Racing, charter, or commercial use is typically excluded unless specifically endorsed.
Marine policies vary significantly in navigation limits, exclusions, and claims handling.
As your broker, FRS helps you:
• Select appropriate agreed values and navigation areas
• Ensure machinery and liability limits are adequate
• Compare specialist marine insurers
• Assist with marine claims and recovery processes
Personal Pleasure Craft Insurance is not just about protecting a vessel—it is about safeguarding your leisure, investment, and enjoyment on the water.